Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search over 10,000 mortgages from over 80 lenders.

Remortgage

Initial rate:

3.49%

Fixed until 31/03/2011

 

Subsequent rate:

5.34%

Lender's standard variable rate

 

The overall cost for comparison is:

5.40% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 31/03/2011.
An additional Redemption Administration Charge is payable when the mortgage is redeemed at any time (currently £295).
Arrangement fee: 2% of the mortgage amount (non-refundable).
The maximum Loan to Value is 60% of the value of the property or purchase price, whichever is lower.

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Home mover

Initial rate:

3.69%

Tracker variable rate (1.69% above Bank of England base rate) until 30/04/2011.

 

Subsequent rate:

4.00%

Lender's standard variable rate.

 

The overall cost for comparison is:

4.30% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/04/2010, and 2% if the mortgage is repaid before 30/04/2011.
Arrangement fee: 2.5% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.

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First time buyer

Initial rate:

6.09%

Fixed until 30/04/2014

 

Subsequent rate:

4.00%

Lender's standard variable rate

 

The overall cost for comparison is:

5.20% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 5% of the outstanding loan if the mortgage is repaid before 30/04/2011, 4% if the mortgage is repaid before 30/04/2012, 3% if the mortgage is repaid before 30/04/2013, and 2% of the mortgage is repaid before 30/04/2014.
Arrangement fee: £995 (non-refundable).
The maximum Loan to Value is 90% of the value of the property or purchase price, whichever is lower.

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Buy to let remortgage

Initial rate:

5.29%

Tracker variable rate (3.29% above Bank of England base rate) until 30/04/2012.

 

Subsequent rate:

4.00%

Lender's standard variable rate.

 

The overall cost for comparison is:

4.50% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/04/2010, and 2% if the mortgage is repaid before 30/04/2012.
Arrangement fee: 2.5% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover at least 120% of payrate.

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Buy to let purchase

Initial rate:

5.29%

Fixed until 30/04/2011

 

Subsequent rate:

4.00%

Lender's standard variable rate

 

The overall cost for comparison is:

4.50% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

 

 


Details:

Early repayment charge: 3% if the mortgage is repaid before 30/04/2010, and 2% if the mortgage is repaid before 30/04/2011.
Arrangement fee: 2.5% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover at least 125% of Payrate.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

We earn commission from the mortgage lender therefore we do not charge you a fee for arranging your mortgage. However if you prefer you can pay us a fee of 1.5% of the mortgage amount so that you can receive the commission direct. .